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(37)Auto Parts Online Offers Great New Interior and Exterior Auto Parts, Performance Parts and Car Accessories and More Exciting Deals

  Furthering its commitment to give you the best choices and the most affordable deals without sacrificing the quality of the products, Auto Parts Online, the country's leading Auto Parts Store expands its product line of top quality Ford Parts, Jeep parts, Toyota parts, Chevy parts, BMW parts, GMC parts and a whole lot more.

Now included in its list of top-rated auto parts are great variety of performance parts such as AC compressor, alternator, head gasket, harmonic balancer, intake manifold, speed sensor, starter, valve cover, and distributor among others.

Joining Auto Parts Online's unparalleled line of top quality auto lights and car accessories are stylish and highly durable clear corners, projector headlight, towing mirror, wheel cover, floor liner, cargo liner and mud guards. Better than ever, all these new premium grade auto parts are available in more exciting Auto Parts Discount deals.

Let's identify and discuss briefly the use of some of these new auto parts and the importance of these products to your vehicle's ultimate driving performance.

AC Compressor. This is a part of the AC system. It performs a vital task of moving the liquid around the pipe. It pumps and forces the liquid or the refrigerant gas out from the evaporator where it absorbed the heat coming from the car's cabin. In the compressor, the gas is compressed before it is transferred to the condenser where actual heat dissipation occurs.

Oxygen Sensor. This particular auto part is an essential part of the exhaust system. It is a hollow tube that is inserted into the exhaust manifold to measure how much oxygen is present in the exhaust so that the computer can either add or subtract certain amount of fuel to obtain an adequate mixture of air and fuel. A high quality oxygen sensor can help you achieve maximum fuel economy and efficiency.

Projector Headlight. These are special types of headlights that produce stronger beam and a more focused illumination; thus these headlights have less "scatter loss." It is named as such because it was designed like a slide projector.

Headlights and other auto lights are very important to one's safety; thus, they are essential in every vehicle. Aside from keeping the car visible as it moves down the road, lights provide illumination for you to drive by, signal other drivers that you are going to stop, turn or move to another lane.

Mud Guard. Among the many useful accessories in a car, truck, SUV or van are the mud guards. Although these auto parts or accessories may not totally or significantly affect the performance of your vehicle, these are essential in keeping your vehicle clean and away from impurities such as mud, slush and stones that could speed up deterioration or corrosion of other parts in your vehicle.

Towing Mirror. These are special types of mirrors that are used to aid in towing. They may be used to replace or they may be attached to the outside mirrors to provide additional visibility and safety.


About the author:

Jenny McLane is a 36 year old native of Iowa and has a knack for research on cars and anything and everything about it. She works full time as a Market Analyst for one of the leading car parts suppliers in the country today.

Written by: Jenny McLane


(38)Bad Credit Car Loans Are Possible

 

Bad credit car loans carry a higher risk to the lender, so the borrower must pay a higher than usual interest rate. You probably will need to apply to more than one lender and give more documentation. Still, a bad credit loan is worth the trouble because it not only lets you get the car you need and want, but can also help improve your overall credit rating.

Getting a Car Loan with Bad Credit: 4 Steps


1. Contact Equifax, Consumerinfo, or TrueCredit online for your credit score or to make sure there are no errors on your credit report. You can usually dispute the incorrect information online or over the telephone. If you have correct unfavorable information, you can write a letter to the company that reported the unfavorable information, asking them to remove that information or make a note that your accounts are now in good standing. Usually they won't do this, but it doesn't hurt to try.

2. Determine your credit score (also called a FICO score). There are simple online guidelines for estimating your credit score yourself. Still, to get a truly accurate score, you need to purchase it from the credit bureaus.

a. Note that each bureau may have a slightly different score (and possibly a very different score if they have information the others do not). There are online credit-monitoring services that will provide you a single report with all three reports and credit scores.

b. A score of over 680 out of 850 will get you a low-rate auto loan. Under 680 will mean a higher rate but a loan is still quite likely. Bad credit begins around 650 and lower. You will be charged high interest no matter where you go, and may not qualify for as large a loan. But it will still be a loan nonetheless.

3. Look on the Internet for names of lenders that specialize in bad credit car financing. They can be private lenders, car dealers or any website offering this type of loan help. Compare the rates and terms with what your own bank offers. Make a short list of lenders with good rates and terms.

4. Call up the lenders and ask them about their credit guidelines. They will often be reluctant to state a single FICO score, but you can sometimes get them to tell you a range. It’s important to make sure you have a fighting chance at approval before applying. A bunch of rejected loan applications will look bad on your credit report--creating a vicious cycle that makes it even harder to get a loan.

Bad Credit Car Loans: A Typical Story

Stephen got a credit monitoring service to provide him with his reports from the three credit bureaus, as well as their three FICO scores. He was shocked to find his credit score was 560. He was reported as having defaulted on one of his students loans, which was incorrect. He was able to get that removed quickly. But his credit rating was still well below 650.

What should Stephen do now? Of course, Steven should work to repair his credit rating:
 


  • Pay all bills on time.
     

  • Stay at the same address for a few years if at all possible.
     

  • Contact the lenders who reported negative information to the credit bureaus to see if they will remove it or amend it to emphasize that his accounts were eventually returned to good standing.

But in the meantime, Steve needs a car loan. His job isn’t a on a bus route and he can’t pay cash. After careful research on the internet, Steve finds he could get a high-interest bad-credit auto loan. The loan will also give Steve another chance to restore his credit.

To take a bite out of the interest, Steve gets a friend of his who’s a mechanic to help him find an inexpensive but reliable used car—which means a smaller loan and therefore smaller interest payments. He also dips into his savings and 401(k) to pay as much up front as he can, since the interest on the car loan will outpace the interest he could earn on these accounts.

Five years later, Steve’s credit rating is as good as gold and he trades his used car in for the car he always wanted.

What will you be driving in five years? If you plan well and get the best deal possible on your bad credit car loan, you’ll go far whatever you’re driving.

Start your research by getting your credit report and FICO scores from these credit monitoring services: Equifax, Consumerinfo, or TrueCredit Then look into apply at these
bad credit car loan lenders:
Joel Walsh, a regular contributor, has written more tips on how to get a car loan with bad credit Bad Credit Car Loans:
http://www.cars-auto-loans.com

Written by: Joel Walsh


(39)Basic Wheel Concepts: Guide in buying Replacement Car Wheels.

Wheels are among the most vital parts in the car. They are the ones that keep it moving and thus, they are indispensable in a vehicle. The size and the quality of the wheels significantly affect your ride quality and handling so always make sure they are in perfect shape and condition. Taking care of them is a must so as not to sacrifice your vehicle's performance. They also need special attention since they are closest to the road; hence, they are exposed to a lot corrosion-causing elements. Aside from contributing to ride quality and handling abilities, the wheels can also make the car look better and a lot sportier. People have always been concerned with how their vehicles should look and thus they replace or customize some of the parts to make it different from the rest on the road. The wheels are among those that are often replaced to achieve their desired appearance. Accessories are also added to the wheels, such as the hub caps and wheels covers. These auto accessories are designed to match the user's various driving needs and moods. In buying replacement wheels for your car, there are important things you need to know, especially if you are new to driving. You cannot just choose any kind of wheel in lieu of the original wheel of your car. There are different wheel specifications for every kind of vehicle and car model since suspension design varies from one vehicle to another. Take note that the wheels work hand in hand with the suspension system whose job is to keep the tires in tight contact with the road as the vehicle turns, brakes or is driven down the road without sacrificing comfort of the passengers. Three aspects of the wheels are relevant to the suspension design: wheel offset, aspect ratio, and tire width. All these should be considered in choosing the best replacement wheels for your vehicle. Offset refers to the distance from the very center of the wheel to the mounting surface of the wheel disc at the hub. Wheel offset can be positive, negative or zero. A ";0"; offset means that the mounting surface of the wheel is in the center of the wheel. This measurement is very important in positioning the tire. This also provides for adequate dual spacing. Aspect ratio is the ratio between the width of the tire and the height of its side wall. A tire specified as ";205/60/15"; for example, has a width of 205mm and 60% aspect ratio. The ";15"; refers to the size of the wheel to which it is fitted. You shouldn't buy wheels or tires with lower aspect ratio than what is required because this will wear them out easily as ride quality will deteriorate. However, this could also result to more precision in turning. You might be thinking of getting wider wheels to give your car a racing car look. Better think about this again. While is it true that wider wheels and tires can give your car a chunk of gutsy looks, they can also ruin your driving satisfaction. This is because the weight of the vehicle would not be evenly spread over the wheel and tire width. Resistance is also increased, thus you wheels and tires could wear out fast. If you want to know more about car wheels, you can search for car enthusiasts' sites that feature different kinds of wheels or go to the car manufacturer's site and check out your car model's wheel specifications. Meanwhile, if you are in need of replacement wheels for your GMC truck, SUV or van, you can drop by at Auto Parts Deal one of the leading sources of outstanding quality auto parts for various makes and models. GMC wheels are just a few of the millions of high quality replacement GMC Parts available at Auto Parts Deal. Go check out the site and see for yourself their comprehensive line of premium quality automotive products.
About the Author

As a manager of one of the largest auto stores in Springfield, Massachusettes, Sarah has extensive expertise on auto parts and automotives in general. This 42-year old lad is a certified car enthusiast.

Written by: Sarah McBride

 


.(40)Become a Test Driver for Car Magazines -- a Dream Job for Car Enthusiasts

 

Imagine getting paid to drive some of the world's greatest cars -- Mercedes, Corvette, Porsche, Viper, and others. Sounds great? Now picture doing that on luxurious all-expense-paid trips to exotic locations, where you hang out with some of the biggest names in the auto industry.

That's everyday life for car-magazine test drivers.

Hard to believe? You're not the only person who thinks so. I've worked as a car-magazine test driver since 1999 and I still get looks of astonishment when I tell people what I do for a living. Getting a job like this seems like it would be as hard as winning the lottery. But the truth is, you don't have to be working for big, glossy sports-car magazines to enjoy a great job as a test driver. There are countless other publications that use test drivers. And you don't need extraordinary luck or rare talent to get into this profession.

Granted, it's not as easy as applying to get a part-time job at the mall, or even like going after a typical office job. But it's also not a frustrating, one-in-a-million chance like trying to become a rock star or a Hollywood actor either. Far from it.

There isn't a pre-specified way to become a car-magazine test driver as there is for, say, becoming a doctor or lawyer. So you have to pretty much find your own path into the field. That may sound intimidating, but it's actually another one of the profession's upsides -- people can work their way into test-driver jobs from widely varying experience and education. For example, one of my colleagues was working in a retail bookstore before becoming a test driver. He got into an automotive publication by taking a relatively easy job in a publisher's photo library. The photo library worked with the company's automotive division a lot, so he was in a prime position when a job opened up there.

Now he hangs out at racetracks, drives Jaguars and Corvettes, and goes on press trips to Hawaii and Palm Springs.

His story is fairly typical. Plenty of people -- men and women alike -- get into the profession in similar sorts of ways. And you might be surprised at how quickly things can move along toward getting such a job if you put your mind to it. Although every person's career progresses at a different pace, three to five years is a pretty normal time for breaking into becoming a test driver. Not bad for a job that routinely puts you behind the wheel of $60,000 cars for a week at a time.

For anyone who loves cars, being a test driver is like a fairy tale mixed with a weekend in Vegas -- you can't help but be amazed by some of the things you get to do. It takes more effort to get these jobs than it does to break into other, more mundane fields. But it's well worth it.

For more information on how to become a test driver, go to: http://www.autiv.com/
About the Author

David Bellm is a seasoned test driver and automotive writer. His work has been featured in a wide variety of online and print publications.

Written by: David Bellm


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