.(73) Finding the Best Travel Credit Cards


While many airlines offer enticements of frequent flier miles, there is a second prevalent option - travel credit cards - for discounting your airline travels. There is a very solid reason that these travel credit cards are so popular for avid travelers.

These travel credit cards - i.e., those with a feature that lets you earn air mileage discounts as you make purchases with your travel credit card - offer a double dipping opportunity. What this means, simply, is that you now have two ways to earn mileage discounts with the same trip - if you use your travel credit card to book the flight. You can earn credit not only towards your flight, but also towards an auto rental or a hotel room. You can also get mileage credit for purchases with your travel credit card that are not flight-related, such as meals and shopping from retailers.

Many credit cards work as travel credit cards, offering miles or points for your purchases with the card. There are four types of travel credit cards to consider. You might want to choose a credit card that has partnered with a hotel chain or specific airline. This may well be a good choice if your travel destinations are consistent, and you use the same airline continually; or if you have a preference in hotel chain. You might choose a common brand of travel credit card, such as American Express, Visa, MasterCard, Discover or Diners Club. Your local bank, or another reputable banking firm might issue its own credit card with a program that offers travel rewards. You could also choose a debit card that acts as a travel credit card.

It's difficult to say in general which are the best travel credit cards. So much depends on individual need. Most folks new to travel credit cards start with what are known as co-branded or affinity travel credit cards - those specifically tied to the frequent flyer offering of a certain airline. So, let's look at a couple of those.

American Airlines, for instance, has a partnership with Citibank, offering the AAdvantage mile program. With this American Airlines travel credit card, the traveler card user earn one AAdvantage mile for each dollar she or he charges on the travel credit card.

United Airlines has a similar travel credit card offer, called Mileage Plus First Card, and Delta Airlines has an American Express Optima mileage frequent flier travel credit card. Northwest's travel credit card is called the WorldPerks Visa. Most affinity travel credit cards are MasterCard or Visa, Delta being the most notable exception.

While travel credit cards certainly offer great mileage perks to those who fly the friendly skies often, they also have the disadvantage of comparatively hefty annual fees, however. The fees can range anywhere from $25 to $125. Besides credit history, the other factor that determines your travel credit card annual fee or your annual percentage rate (APR) is your choosing a standard, a gold or a platinum level card. APRs are high for travel credit cards as well. You'll usually end up paying 15 to 18 percent.

Morgan Hamilton offers expert advice and great tips regarding all aspects concerning Credit Cards. Get the information you are seeking now by visiting Travel Credit Cards

About the author:

Morgan Hamilton offers expert advice and great tips regarding all aspects concerning Credit Cards. Get the information you are seeking now by visiting

Written by: Morgan Hamilton

(74)Finding Travel Deals.

If your vacation time is coming up and you are planning on making a trip, then you will need to make some plans. Perhaps you are going to visit family? Or, maybe you plan to take your family to see an attraction somewhere? Maybe you are going to visit another country? Regardless of where you plan to go, you can find great deals on getting there, staying there, and even enjoying your time at the location.

Often times we want to take our children to see the things we saw when we were younger. It would be nice to see some new destinations as well. Either way, we want to do a lot but don't always have the funds. So, we are always in search for a deal. There are many out there to be had. Here are some quick ideas.

Saving on airfare is all about shopping around. Compare the different offers each company has. Can you fly in mid week and avoid weekend charges and busy times? Flying at night or at odd times can also increase your changes of getting a deal.

Once you get to your destination, you'll need a place to stay and a car to drive. The best way to get deals on these is to plan ahead. Making reservations ahead of time can be the best way to lower your cost. Cutting out extra charges on things you don't need, or won't use, also helps. No need for that car to come with a DVD player if you only plan to drive short distances. Along the same lines, you probably won't have time to watch all those movies on cable either. Eliminating these extras can lead to extra cash in your pocket.

Saving money on travel doesn't need to stop there. You can save money on travel in just about every aspect by planning and research. Take the time to compare different companies, then choose the best option for you. Also, take a box of cereal and pick up a gallon of milk instead of spending a ton on breakfast. Grab a local newspaper to see if there are deals in there for area restaurants. The local family diner may have some great food at reasonable prices but is overlooked because of all those glaring signs in tourist's face.

Being able to find a deal on travel is a great advantage. Saving some extra cash can truly make your vacation more worthwhile. Since so many people just don't get enough vacation time, getting the most out of what they do get is key. So, take some time and find the best travel deals out there for yourself!


About the Author

Sandy Baker is staff article writer at

Written by: Sandy Baker

(75)First Time Travel to Europe – Your Six Month Planning Guide


So, you’ve decided that you want to travel to Europe within the next year. Fantastic! Your trip is sure to be an exciting learning experience. This article will discuss the key plans you’ll need to make before traveling to Europe, starting from six months outwards.

Traveling to Europe - Six Months Before You Go

It goes without saying that at this stage of the game that you’ll need to pick where you plan on traveling within Europe. Pick up travel brochures, talk to a travel agent specializing in European destinations, speak with friends, and read magazines on the subject.

If the European destination you’ve chosen to travel to speaks another language that you aren’t familiar with, why not start learning the basics of the language? Grab a book, take a course, or ask a friend familiar with the language and customs to help you out.

Also, you should think about picking up a European travel guide, such as Fodor’s or the Lonely Planet. Highlight the areas and attractions you’d like to visit.

Traveling to Europe - 3-4 Months Before You Go

Your European travel destination is getting closer. Are you excited yet? Now is the time to start with the practical planning aspects of your trip. Get a passport now, if you don’t have one already. Shop around for airline tickets, and places to stay. If the locale you’ve chosen has a different climate than what you are used to, look for clothing to take along with you – and don’t forget a good pair of walking shoes!

Are there any special festivals, activities or events that will occur while you are traveling to Europe? If so, you’ll need to book now. The larger the event, the more time in advance you’ll want to make reservations.

Traveling to Europe – 6 Weeks Before You Go

Departure day is inching closer, and there is still a lot to accomplish. If you haven’t already booked a hotel for your stay, do so now. Have you figured out how you plan on getting around yet in your country of choice? Car rentals, rail passes, and bus trips all require advance planning, so research these options, and make your reservations around this time, too. Finally, don’t forget your travelers insurance, and health check up. If you’ll require immunizations or medications to take with you while traveling to Europe, having this all on hand well before your flight is critical.

Traveling to Europe – Four Weeks Before You Go

It’s crunch time, are you ready to travel to Europe? You are if you have luggage that will make the trip, cameras with adequate film, the right currency in your pocket, gear to keep your valuables safe, an electrical converter (if required, think about your shaver and curling iron), maps of the area you are visiting, and have contacted your local Embassy to check of any current dangers in the area.

Traveling to Europe – Last Minute Plans

Europe, here you come! Anything that hasn’t been done now, probably just won’t get done. Just make sure that you have photocopies of your passport and credit cards available at all times. Now, go have fun traveling to Europe!


About the Author

Jean Sutherland is the owner of the informative website & She has worked in the travel industry for over 10 years and lived in Mexico for 3 years.
Written by: Jean Sutherland

:(76)Five Affordable World Travel Destinations .


That Offer More But Cost Less


 Soyou want to travel the world but you have a tight budget? 
Are you tired of reading about everyone else’s exotic adventures and
ready to have some of your own?  Have
you always wanted to take an international vacation but thought you couldn’t
afford it?  There are numerous
travel destinations across the world that are both exciting and affordable. 
Five of them are described here to give you ideas and get you started
planning your own getaway.


There are two ways to approach affordable vacations to distant destinations. 
Either you will save money getting there or the savings will occur once
you arrive at your selected spot.  If
you want the trip there to be affordable, many travel consolidators recommend
choosing well-known destinations that are served by numerous airlines and
receive millions of travelers each year.  The
competition for customers usually drives costs down for everything from lodging
to tour packages.  Airfares between
major hubs tend to be more affordable and there are often plenty of discounts
and last minute travel deals.


In Europe, London is a top pick for affordable vacation destinations, for these
exact reasons.  Not only do you have
more flights to choose from, they are cheaper than if you flew to a more remote location. On average, staying in
London may be a bit more expensive than other European destinations, but the seemingly endless choices in hotels, restaurants, transportation, tours, and
other travel essentials gives travels opportunities to mold their vacation to
fit their budgets.  And you can use
London as your home base to set out on day trips to other more exotic locations or buy a Eurorail pass and see those more remote countries without the expense of flying there.


del Carmen, Mexico

This theory also works well for traveling in the Caribbean. 
Belize is an appealing destination, with wonderful Caribbean beaches and
a lush tropic setting, but since it has only recently emerged as a popular
travel destination, it is more expensive than Cancun, Jamaica or other
well-traveled locations along the Mayan Riviera. 
With fewer flights, getting there is more expensive, and there are few
moderate lodging options. Development
of larger luxury resorts have begun to boom, but the only real alternative for
those on a budget is staying in local facilities that may be hard to locate from
home and may be more rustic than most travelers are willing to try.

Although there are many options for affordable vacations in the Caribbean, an excellent pick is Playa del Carmen, Mexico.  Accessible
via flights to Cancun, which are often some of the cheapest in the region, Playa
is just a half hour away.  It is filled with a multitude of lodging choices, from expansive luxury resorts on the ocean to quaint but clean hotels downtown. 
From Playa, travelers can branch out and visit Tulum and other locations
on the Mayan Riviera or take the ferry across to the island of Cozumel where
snorkeling is prime and the attractions are many.

For Asian destinations, travelers often do better to focus on saving money once they get to their destination. Depending
on your country of origin, getting to just about any spot in Asia is going to be
a sizable chunk of your travel budget.  The
difference will come from the cost of lodging, food, entertainment and other
travel expenditures once you arrive. By
choosing destinations where you get the most for your money, you can save a
great deal on your international vacation. 
A drink or dinner in Tokyo will cost you many times more than what it
would in Saigon. The key here is to
go where your dollars buy you more and where the local cost of living is low.




An affordable yet exotic choice for Asia is Malaysia and specifically Tioman
Island, knows as the
mythical 'Bali Hai' from the film 'South Pacific.’ 
Tioman Island is located at the southern end of the east coast of
Malaysia on the South China Sea. Its sandy beaches, bordered by lush jungles and stunning mountains make it a relaxing yet intriguing destination, ideal for sun lovers, snorkelers and divers.  The island also has many villages for exploring and shopping. 
English is widely spoken and the
rates are amazingly affordable, with a two night lodging package for a suite at
a lovely oceanside resort averaging around 100 U.S. dollars. 
Typically visitors reach the island via the speed ferry from the
mainland. Although the trip can
take over two hours, it is enjoyable and provides opportunities for dolphin
watching along the way.



America also has many destinations that are affordable because of the savings
once you arrive. Locales like
Rio de Janeiro in Brazil, the areas top destination, are coming down in price but are still more expensive than cities such as Buenos Aires in Argentina, where the rates are lower and the U.S. dollar goes further.


A huge metropolis that is more European than South American, the city has much to offer including cultural events, thriving nightlife, shopping, local sports, and a host of tours and excursions. La
Boca, with its street performers, shops, and unique architecture is a big
tourist draw.  The large number of
choices for lodging, restaurants, and activities provides opportunities for
budget travel and savings. Airfare to the city is relatively reasonable for an
international destination, with discount fares from the U.S. averaging around
$500 round trip.  Buenos Aires might
not be one of the most exotic or inspiring destinations in South America, but it
is a city that everyone should see at least once, and with some of the most
affordable rates and fares around, it makes the list as a top South American


The list would not be complete without a North American destination, and the champ of all affordable locales is Las Vegas.  It too is a city that should be seen at least once, and many world travelers return again and again for the gaming, art, shows and people watching that just can’t be found anywhere else. Close enough to other top U.S. attractions like the Grand Canyon, Vegas provides other options for those who have had their fill of casinos.

The city has long been known for its cheap vacation packages with hotels and resorts that offer discount rates for rooms, meals and entertainment in hopes of attracting people to their gaming tables. Airfare
rates into Vegas are some of the most reasonable in the United States, no matter
the origination destination. And
with more than 100,000 hotel rooms to choose from, there is sure to be a lodging
choice that fits your budget.


The world provides hundreds of affordable travel destinations. With all the options available, there is no excuse to put off that
life-long desire to travel to exotic places at the far ends of the earth. Destinations can be researched on the Internet or your
travel consolidator can make
recommendations and help with locating cheap
international airfare
lodging rates
that fit your budget.  So
what are you waiting for?  Get out
there and explore the world.

the Author

Gustafson is a freelance writer and photographer who travels extensively for
work and family
A cheapskate by nature and necessity, she is always on the lookout for
bargain travel deals and affordable vacation destinations. 

© 2009
You may reprint this article on your website only if links are kept intact.

About the Author

Written by: C.J.Gustafson

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